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Home  /  Legal & Policy Center  /  Platform Rules & Legal Framework
Platform Rules & Legal Framework

How To Pay For Programmes Safely And Securely

This Payment Policy explains the channels through which Moris AI Institute accepts payment, the methods supported, how invoices and taxes are handled, and how to protect yourself from payment fraud.

Last updated: 07 Sep 2026 Applies to: https://www.morisaiinstitute.com Governing region: India
01

Purpose

This Payment Policy explains how MORIS AI LEARNING AND CAREER INSTITUTE PRIVATE LIMITED (Moris AI Institute) accepts payment for its courses, training programmes, workshops, corporate and institutional Services, and consultation Services. It should be read with the Terms & Conditions and the Cancellation & Refund Policy.

02

Authorised Payment Channels

Payments must be made only through:

  • The official website at https://www.morisaiinstitute.com.
  • An approved online payment gateway linked from the official website or an official invoice.
  • A bank transfer to an official MORIS AI LEARNING AND CAREER INSTITUTE PRIVATE LIMITED account named on an official invoice issued by Moris AI Institute.
  • Any other channel officially authorised in writing by Moris AI Institute.

If you are unsure whether a payment request is genuine, contact support@morisaiinstitute.com before paying.

03

No Cash Payments

Moris AI Institute does not accept cash payments for any programme or Service.

04

Do Not Pay Individuals

Moris AI Institute does not authorise payment to:

  • Individual trainers, mentors or staff members personally.
  • Agents, referrers or intermediaries.
  • Personal bank accounts, personal UPI IDs or personal wallets.
  • Any unofficial third party.

Moris AI Institute cannot accept responsibility for, verify or refund any payment made outside its authorised channels.

05

Accepted Methods

Through the approved gateway, supported methods may include UPI, debit and credit cards, net banking and other options offered by the gateway at the time of payment. For organisations, payment against an official invoice by bank transfer may be available. Available methods may change.

06

Fee Confirmation

The fee payable is the amount shown for the programme at the time of enrolment or on the official invoice. Any discount, offer or instalment arrangement applies only if it is stated in writing by Moris AI Institute for your enrolment.

07

Instalments

Where an instalment plan is offered for a programme, the schedule and amounts are those confirmed in writing at enrolment. Access to later parts of a programme may depend on instalments being paid on time. Missed instalments may lead to suspension of access until the account is brought up to date.

08

Invoices, Taxes and Corporate Billing

An invoice or payment receipt is issued for each payment. Applicable taxes, including GST where relevant, are charged in addition to the programme fee unless stated as inclusive.

For corporate, government and institutional engagements, billing terms, purchase-order requirements and payment timelines are set out in the relevant proposal or agreement.

09

Currency

Fees are quoted and charged in Indian Rupees (INR) unless a different currency is expressly stated for a specific engagement. Where an international payment method converts currency, conversion rates and charges are determined by your bank or payment provider.

10

Payment Security

Online payments are processed by third-party payment gateways that maintain their own security standards. Moris AI Institute does not store full card numbers or banking credentials on its own systems. You are responsible for keeping your own payment credentials and one-time passwords confidential.

11

Failed, Pending or Duplicate Payments

If an amount is debited but enrolment is not confirmed, or if you are charged more than once, contact support@morisaiinstitute.com with the transaction reference. Genuine duplicate or erroneous charges are handled under the Cancellation & Refund Policy.

12

Fraud Awareness

Moris AI Institute will never ask you to pay into a personal account, pay in cash to an individual, or share your card PIN, full card number or banking password. Treat any such request as fraudulent and report it to support@morisaiinstitute.com.

13

Changes to This Policy

Moris AI Institute may update this Payment Policy to reflect changes in payment providers, methods, tax requirements or law. The current version is published on the website with its effective date.

14

Contact Moris AI Institute

For payment queries or to verify a payment request:

MORIS AI LEARNING AND CAREER INSTITUTE PRIVATE LIMITED
Pattan Near Zangam Flyover, District Baramulla, Jammu & Kashmir, 193121, India

General enquiries: hello@morisaiinstitute.com
Learner & payment support: support@morisaiinstitute.com
Phone: +91 99067 74866
Website: https://www.morisaiinstitute.com

15

Contact Us

If you have questions about this page or how your information is handled, reach out to our team directly.

Privacy & Legal enquiries

support@morisaiinstitute.com  ·  +91 99067 74866

On this page
  • 01Purpose
  • 02Authorised Payment Channels
  • 03No Cash Payments
  • 04Do Not Pay Individuals
  • 05Accepted Methods
  • 06Fee Confirmation
  • 07Instalments
  • 08Invoices, Taxes and Corporate Billing
  • 09Currency
  • 10Payment Security
  • 11Failed, Pending or Duplicate Payments
  • 12Fraud Awareness
  • 13Changes to This Policy
  • 14Contact Moris AI Institute
  • 15Contact Us
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We use cookies and similar technologies to help MORIS AI LEARNING AND CAREER INSTITUTE PRIVATE LIMITED websites operate securely and efficiently. Cookies support essential website functions, maintain session continuity, remember permitted preferences, help us understand how digital services are used, and support analytics or communication activities where applicable.

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Consent provided for one purpose will not automatically be extended to an unrelated service or materially different processing purpose. Visitors will retain appropriate controls to review, change or withdraw their choices where applicable.

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For users in India, cookie-related processing involving digital personal data is handled in accordance with the applicable laws of India, including the Digital Personal Data Protection Act, 2023 (DPDPA), the Information Technology Act, 2000 and the rules made thereunder, the Consumer Protection Act, 2019, and other applicable laws and regulations of India.

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Withdrawal of consent does not affect processing that was lawful before the withdrawal became effective.

Contact MORIS AI LEARNING AND CAREER INSTITUTE PRIVATE LIMITED

For questions regarding cookies, privacy, consent or data usage:

MORIS AI LEARNING AND CAREER INSTITUTE PRIVATE LIMITED
Pattan Near Zangam Flyover, District Baramulla, Jammu & Kashmir, 193121, India

Email
support@morisaiinstitute.com

Phone
+91 99067 74866

Website: https://www.morisaiinstitute.com

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Cookies are small text files that may be stored on your device when you visit the MORIS AI LEARNING AND CAREER INSTITUTE PRIVATE LIMITED website. They help recognise your browser or device, maintain sessions, remember selected preferences, and support secure and consistent website functionality.

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How MORIS AI LEARNING AND CAREER INSTITUTE PRIVATE LIMITED Uses Cookies

MORIS AI LEARNING AND CAREER INSTITUTE PRIVATE LIMITED may use cookies and similar technologies to:

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  • Remember permitted preferences and settings.
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Certain cookies are necessary for the website to operate and may remain active automatically. Non-essential cookies are used only where legally permitted and, where required, after consent has been obtained.

Legal Basis for Processing in India

MORIS AI LEARNING AND CAREER INSTITUTE PRIVATE LIMITED handles cookies and associated digital personal data in accordance with the applicable laws of India, including the Digital Personal Data Protection Act, 2023 (DPDPA), the Information Technology Act, 2000 and the rules made thereunder, the Consumer Protection Act, 2019, and other applicable laws and regulations of India and other applicable India laws and regulations.

Necessary cookies may be used where required to provide website functionality, maintain security, preserve sessions, process requests, or provide a digital service requested by the user.

Non-essential cookies, including certain preference, analytics, advertising, and marketing technologies, are used only where legally permitted and, where consent is required, after the user has provided consent.

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Where applicable, you can:

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Where processing is based on consent, you may withdraw that consent through the available cookie controls. Withdrawal does not affect processing that was lawful before the withdrawal became effective.

Further Information and Contact

For further information about cookies, consent preferences, and personal information, please review:

  • Cookie Policy
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For privacy, cookie, data protection, or compliance enquiries:

MORIS AI LEARNING AND CAREER INSTITUTE PRIVATE LIMITED
Pattan Near Zangam Flyover, District Baramulla, Jammu & Kashmir, 193121, India

Email
support@morisaiinstitute.com

Phone
+91 99067 74866

Website: https://www.morisaiinstitute.com